Saunders Industrial Waste Management (SIWM) publicly indicates to analysts that it is comfortable with the somewhat disappointing earnings per share projection of US$1.16 for the quarter.Bernard Roberts, an analyst at Coffey Investments, is confident that SIWM management has understated the forecasted earnings so that the real announcement will cause an "upside surprise" and boost the price of SIWM stock. The "whisper number" (rumored) estimate based on extensive research and discussed among knowledgeable analysts is higher than US$1.16. Roberts repeats the US$1.16 figure in his research report to all Coffey clients but informally tells his large clients that he expects the earnings per share to be higher, making SIWM a good buy.Which of the following is true?Roberts failed to treat all clients fairly by passing on speculation about the upside earnings surprise Roberts failed to treat all clients fairly by not sharing his opinion with all clients Roberts behaved unethically by undermining Saunders Industrial Waste Management’s strategy Roberts behaved correctly by providing additional service to his best clients

Answers

Answer 1

By telling his significant clients about the rumor of the positive earnings surprise, Bernard Roberts acted unethically.

The analyst at Coffey Investments, Bernard Roberts, is certain that SIWM management has undervalued the anticipated earnings in the presented scenario so that the true announcement would result in a "upside surprise" and raise the price of SIWM shares. The "whisper number" (speculative) estimate is higher than US$1.16 and is based on thorough research and discussion among qualified analysts.

In his research report, Roberts reiterates the US$1.16 figure to all Coffey clients, but he also informs his major clients informally that he anticipates increased earnings per share, which will make SIWM a good investment. By passing along rumors about the positive earnings surprise, he violated the equitable treatment of all clients by giving his opinion with only major clients.

Roberts' conduct is unethical because he is sharing information that is not publicly available, and he is sharing it selectively. Bernard Roberts did not behave correctly by providing additional service to his best clients as he passed on speculation about the upside earnings surprise only to his large clients, which is not a fair practice.

To Know more about significant clients

https://brainly.com/question/28267600

#SPJ11


Related Questions

In the 19th century, what was the Spanish term for
the predominant form of landholding among Chinese mestizos in
central Luzon?

Answers

In the 19th century, the Spanish term for the predominant form of landholding among Chinese mestizos in central Luzon was "enganchado."

During the 19th century in the Philippines, particularly in central Luzon, Chinese mestizos played a significant role in the economic landscape. These individuals, who were of mixed Chinese and Filipino heritage, engaged in various economic activities, including landownership and agriculture. The Spanish colonizers referred to the predominant form of landholding among Chinese mestizos in central Luzon as "enganchado."

This term referred to the practice of Chinese mestizos obtaining control and ownership over large tracts of land through different means, such as marriage alliances, political connections, and economic influence. The enganchados became powerful landowners and played a significant role in shaping the agricultural sector and social structure in central Luzon during that time. Hence, the Spanish term for the predominant form of landholding among Chinese mestizos in central Luzon during the 19th century was "enganchado."

Learn more about mestizos here:

https://brainly.com/question/30237170

#SPJ11

The yield to maturity on 1-year zero-coupon bonds is currently 4.5%; the YTM on 2-year zeros is 5.5%. The Treasury plans to issue a 2-year maturity coupon bond, paying coupons once per year with a coupon rate of 6%. The face value of the bond is $100.

Answers

The price of the 2-year maturity coupon bond is approximately $99.06.

To calculate the price of the 2-year maturity coupon bond, we need to consider the present value of the coupon payments and the present value of the face value.

The coupon payments are $6 per year for 2 years, and the face value is $100. We can calculate the present value of the coupon payments using the yield to maturity (YTM) of the 2-year zero-coupon bonds, which is 5.5%.

Using the formula for the present value of an annuity, we can calculate the present value of the coupon payments as follows:

Present Value of Coupon Payments = Coupon Payment x [1 - (1 + YTM)^(-n)] / YTM

Where:

Coupon Payment = $6

YTM = 5.5%

n = number of years = 2

Plugging in the values, we get:

Present Value of Coupon Payments = $6 x [1 - (1 + 0.055)^(-2)] / 0.055

                              = $6 x [1 - (1.055)^(-2)] / 0.055

                              ≈ $11.27

The present value of the face value ($100) can be calculated using the YTM of the 1-year zero-coupon bonds, which is 4.5%. Using the formula for the present value of a single amount, we can calculate:

Present Value of Face Value = Face Value / (1 + YTM)^n

Where:

Face Value = $100

YTM = 4.5%

n = number of years = 2

Plugging in the values, we get:

Present Value of Face Value = $100 / (1 + 0.045)^2

                         ≈ $87.79

Finally, we can calculate the price of the bond by adding the present value of the coupon payments and the present value of the face value:

Price of the Bond = Present Value of Coupon Payments + Present Value of Face Value

                ≈ $11.27 + $87.79

                ≈ $99.06

Therefore, the price of the 2-year maturity coupon bond is approximately $99.06.

To know more about bond pricing refer here:

https://brainly.com/question/28489869?#

#SPJ11

BAsed on. the following questions, Reactions should be the answers to fourdiscussion points as follows.
I. Pay for play? Student athletes should be paid or they should not be paid. Student-athletes are amateurs, the NCAA uses to avoid compensation. Give facts to support your argument Do student athletes deserve to be paid? Is a tuition-free education enough? Should athletes be allowed to make money off their own name, image and likenesses?
II. The NCAA holds a monopoly on the power over collegiate athletics (i.e., Cartel) Price-fixing is the main reason cartels exist. The NCAA would have you believe that cartel is the protector of amateur athletics. How do you think about student-athletes’ athletic scholarship and stipend as price discrimination?
III. College student athletes’ athletic eligibility for professional draft/team entering Provide your response to student-athletes’ recruiting process or non-eligibility for professional draft eligibility. Should student athletes seek professional advice?
IV. The commercialization of collegiate athletics For instance, infrastructural and facility costs are growing; Coaching salaries have accelerated; Current collegiate sport media money is another evidence why schools have been able to absorb enormous operational expenditures.
Min of 2000WORDS.

Answers

I. The debate over whether student athletes should be paid or not is a complex issue.

On one hand, student-athletes are considered amateurs, and the NCAA maintains the concept of amateurism to prevent compensation. However, there are arguments supporting the idea that student athletes deserve to be paid.

Some facts to consider include the significant revenue generated by college sports, the demanding schedules and commitments of student-athletes, and the potential financial hardships they may face. Additionally, the question arises as to whether a tuition-free education is sufficient compensation for their contributions. Furthermore, the recent discussions about allowing athletes to profit from their own name, image, and likeness have raised concerns about fairness and the rights of student-athletes.

II. The NCAA's control over collegiate athletics has been criticized as a monopoly, with accusations of price-fixing and cartel-like behavior. The athletic scholarship and stipend provided to student-athletes can be seen as a form of price discrimination.

The NCAA argues that this system protects the concept of amateurism and ensures fair competition. However, others argue that the NCAA's control allows them to dictate the terms and restrict the earning potential of student-athletes.

The debate centers around whether the current system is truly in the best interest of the athletes and if alternative models should be explored to provide them with more financial opportunities.

III. The eligibility of college student-athletes to enter professional drafts or join professional teams is a crucial aspect of their athletic career. The recruiting process and the rules surrounding eligibility for professional drafts raise questions about the rights and opportunities available to student-athletes.

Some argue that student athletes should have the freedom to seek professional advice and make informed decisions about their future, while others believe that maintaining eligibility and completing their education should be the priority.

Balancing the aspirations of student-athletes with the academic and athletic goals of universities is a complex challenge that requires careful consideration. IV. The commercialization of collegiate athletics has become evident in the growing costs of infrastructure, facilities, and coaching salaries.

The influx of money from media rights and sponsorship deals has allowed schools to fund the increasing operational expenditures associated with college sports. While this commercialization has brought financial benefits to universities and created opportunities for athletes,

it has also raised concerns about the prioritization of profit over the well-being and education of student-athletes. The sustainability and ethical implications of the commercialization of collegiate athletics need to be carefully examined to ensure that the interests of all stakeholders, including the athletes, are adequately addressed.

Learn more about rights here:

https://brainly.in/question/13171145

#SPJ11

The process map known as SIPOC provides team members an
understanding of the process. It is a view of the process taken at:
a. A detailed granular level b. A high overview level

Answers

The SIPOC process map provides team members with an understanding of the process at a high overview level. SIPOC stands for Suppliers, Inputs, Process, Outputs, and Customers, and it is a visual representation of the key elements of a process. It outlines the suppliers of inputs, the process steps involved, the outputs produced, and the customers who receive the outputs.

The purpose of the SIPOC map is to provide a high-level view of the process, emphasizing the inputs and outputs and the relationships between different process components. It helps team members gain a broad understanding of the process flow and identify the stakeholders involved.

While the SIPOC map does not provide detailed granular information about each step or specific activities within the process, it serves as a valuable starting point for process improvement efforts and can guide more detailed analysis and documentation as needed.

Learn more about the SIPOC process map and its benefits here:

https://brainly.com/question/32963097

#SPJ11

I would need to find the amount of the debt. Here's the provided information :
-Nominal rate compounded quarterly of 4%
-Will be paid in full with 4 quarterly
payments of 600$ , 650$ , 700$ , 750$ in this order.
-Payments start at the end of the 4 next quarters.
After the amount of the debt is found, need to find the payment amount if it was instead paid once in full at the end of the next 4 quarters / 2 equal semi-annually payments
Please provide guidance on how to solve this dilemma. Thank you!

Answers

The amount of the debt would be approximately $2687.05.

If the debt was paid once in full at the end of the next 4 quarters or in 2 equal semi-annually payments, the payment amount would be approximately $2602.94.

To find the amount of the debt, we can use the formula for the future value of an ordinary annuity. The formula is: FV = P * ([tex](1 + r)^n[/tex] - 1) / r
where FV is the future value, P is the payment amount, r is the interest rate per period, and n is the number of periods.

Given that the nominal rate compounded quarterly is 4%, we can calculate the interest rate per quarter by dividing the nominal rate by the number of compounding periods per year. In this case, it would be 4% / 4 = 1% or 0.01.

Using this information, we can calculate the future value of the debt by plugging in the payment amounts and the interest rate per quarter into the formula. The first payment is $600, the second payment is $650, the third payment is $700, and the fourth payment is $750.

Using the formula, the future value of the debt would be:
FV = [tex]600 * ((1 + 0.01)^4 - 1) / 0.01 + 650 * ((1 + 0.01)^3 - 1) / 0.01 + 700 * ((1 + 0.01)^2 - 1) / 0.01 + 750 * ((1 + 0.01)^1 - 1) / 0.01[/tex]
Simplifying the equation, the future value of the debt would be approximately $2687.05.


To find the payment amount if the debt was paid once in full at the end of the next 4 quarters or in 2 equal semi-annually payments, we need to find the present value of the future value calculated above. We can use the formula for the present value of an ordinary annuity: PV = FV / ([tex](1 + r)^n[/tex] - 1) * r, where PV is the present value.

Plugging in the future value of the debt and the interest rate per quarter into the formula, we get:
PV = [tex]2687.05 / ((1 + 0.01)^4 - 1) * 0.01[/tex]
Simplifying the equation, the present value of the debt would be approximately $2602.94.

Therefore, if the debt was paid once in full at the end of the next 4 quarters or in 2 equal semi-annually payments, the payment amount would be approximately $2602.94.

To know more about debt refer here:

https://brainly.com/question/32103869#

#SPJ11

4) The specification for a plastic handle calls for a length of 6.0 inches ± 0.3 inches (5.7 to 6.3
inches). The process is known to operate at a mean thickness of 5.9 inches. The minimum
acceptable process capability is 4-sigma (1.33). The standard deviation (σ) of the process is
currently 0.06 inches.
a) Can the company meet the customer’s specification requirements at this time? If it cannot, explain if it is due to a drifting of the mean or too much variability.
b) Suppose that the mean of the process has now shifted to 5.95 inches. What is the maximum standard deviation (σ) of this process if the company wants to ensure that it can
maintain a Cpk of 1.33 or greater?
c) The specification limits have not changed. Suppose that the mean of the process is still 5.95 inches with a standard deviation (σ) of 0.06. What is the range (upper and lower limits) on the mean of the process to maintain a Cpk of 1.33 or greater?
d) Suppose that the mean of the process is still operating at a mean of 5.95 inches but the standard deviation is worsened and is now 0.1 inches and the process follows a normal probability distribution.
The lower spec (specification) limit is still 5.70 and the upper spec limit is still 6.30. What percent of the values are below the lower spec limit?

Answers

approximately 0.62% of the values would be below the lower specification limit of 5.7 inches.

a) To determine if the company can meet the customer's specification requirements, we need to calculate the process capability index (Cpk). Cpk measures how well the process fits within the specification limits.

Cpk is calculated using the formula: Cpk = min[(USL - mean) / (3 * σ), (mean - LSL) / (3 * σ)]

Given:

Specification limits (USL and LSL) = 6.3 inches and 5.7 inches

Process mean = 5.9 inches

Process standard deviation (σ) = 0.06 inches

Cpk = min[(6.3 - 5.9) / (3 * 0.06), (5.9 - 5.7) / (3 * 0.06)]

Cpk = min[0.67, 0.33]

Cpk = 0.33

Since the Cpk value is less than 1.33, the company cannot meet the customer's specification requirements. The issue is primarily due to too much variability in the process.

b) To maintain a Cpk of 1.33 or greater, we need to determine the maximum standard deviation (σ) for the shifted process mean of 5.95 inches.

Cpk = (USL - mean) / (3 * σ)

Rearranging the formula to solve for σ:

σ = (USL - mean) / (3 * Cpk)

σ = (6.3 - 5.95) / (3 * 1.33)

σ = 0.35 / 3.99

σ ≈ 0.0877

Therefore, the maximum standard deviation for the process with a mean of 5.95 inches to maintain a Cpk of 1.33 or greater is approximately 0.0877 inches.

c) To determine the range on the mean of the process to maintain a Cpk of 1.33 or greater, we can use the following formula:

Range on the mean = 3 * σ * Cpk

Range on the mean = 3 * 0.06 * 1.33

Range on the mean ≈ 0.238 inches

Therefore, the range on the mean of the process to maintain a Cpk of 1.33 or greater is approximately ±0.238 inches around the current mean of 5.95 inches.

d) To calculate the percentage of values below the lower specification limit (LSL) when the mean is 5.95 inches and the standard deviation is 0.1 inches, we can use a standard normal distribution table.

Z-score = (LSL - mean) / σ

Z-score = (5.7 - 5.95) / 0.1

Z-score = -2.5

Using the standard normal distribution table, the percentage of values below a Z-score of -2.5 is approximately 0.0062 or 0.62%.

Therefore, approximately 0.62% of the values would be below the lower specification limit of 5.7 inches.

To know more about capability index related question visit:

https://brainly.com/question/32682038

#SPJ11

Data: RZ=14.5%; rf=2%; and σZ=4%
1.Compute the expected rates of return and levels of risk for the Capital Allocation Line (CAL)
using values of (i) y=0 (ii) y=0.5
(iii) y=1.0 (iv) y=2.0

Answers

(i) Expected Rate of Return: 2%, Level of Risk: 0%. (ii) Expected Rate of Return: 8.75%, Level of Risk: 2%. (iii) Expected Rate of Return: 14.5%, Level of Risk: 4%. (iv) Expected Rate of Return: 27%, Level of Risk: 8%.

To determine the expected rates of return and levels of risk for the Capital Allocation Line (CAL) using different values of y, where RZ represents the expected rate of return on the risky asset, rf represents the risk-free rate, and σZ represents the standard deviation of the risky asset, we can use the formula:

Expected Rate of Return = rf + y(RZ - rf)

Level of Risk (Standard Deviation) = yσZ

Given the values:

RZ = 14.5%

rf = 2%

σZ = 4%

Calculations for different values of y:

(i) For y = 0:

Expected Rate of Return = 2% + 0(14.5% - 2%) = 2%

Level of Risk = 0(4%) = 0%

(ii) For y = 0.5:

Expected Rate of Return = 2% + 0.5(14.5% - 2%) = 8.75%

Level of Risk = 0.5(4%) = 2%

(iii) For y = 1.0:

Expected Rate of Return = 2% + 1.0(14.5% - 2%) = 14.5%

Level of Risk = 1.0(4%) = 4%

(iv) For y = 2.0:

Expected Rate of Return = 2% + 2.0(14.5% - 2%) = 27%

Level of Risk = 2.0(4%) = 8%

Therefore, the expected rates of return and levels of risk for the CAL using different values of y are as follows:

(i) Expected Rate of Return = 2%, Level of Risk = 0%

(ii) Expected Rate of Return = 8.75%, Level of Risk = 2%

(iii) Expected Rate of Return = 14.5%, Level of Risk = 4%

(iv) Expected Rate of Return = 27%, Level of Risk = 8%

To know more about Return,

https://brainly.com/question/29730147#

#SPJ11

Employees and managers are the sources of information for all the following EXCEPT: defining the skills assessing the skills arranging skills into a hierarchy bundling skills into skill blocks O certifying whether a person possesses the skills

Answers

Employees and managers are not the sources of information for certifying whether a person possesses the skills. Option E.

While employees and managers play crucial roles in defining, assessing, arranging, and bundling skills, the certification process typically involves external entities or designated authorities.

Certification is a formal process that verifies an individual's competence or qualification in a specific skill or field. It often requires standardized assessments, examinations, or evaluations conducted by independent organizations, professional bodies, or regulatory agencies.

These entities are responsible for establishing and maintaining certification standards, ensuring objectivity and impartiality in assessing individuals' skills.

Certification processes typically involve criteria that are based on industry or professional standards, which are determined and updated by experts and specialists in the respective field.

These criteria may include specific knowledge, practical skills, experience, and adherence to ethical guidelines or codes of conduct. The certification authorities utilize various assessment methods, such as written exams, practical demonstrations, interviews, or portfolio reviews, to evaluate individuals against these criteria.

Employees and managers, on the other hand, are valuable sources of information for defining skills within an organization, assessing employees' skills, arranging them into a hierarchy based on expertise or proficiency levels, and bundling related skills into skill blocks for effective talent management and workforce planning.

They have firsthand knowledge of employees' capabilities, performance, and potential, and can provide valuable insights and feedback during performance evaluations or skill gap analyses.

However, when it comes to certifying whether a person possesses the skills, external entities or designated authorities with expertise and standardized processes are typically responsible for conducting the assessments and issuing certifications.

Their independence and expertise ensure the credibility and reliability of the certification process, providing employers and other stakeholders with assurance regarding an individual's skill proficiency and competence. So Option E is correct.

For more question on skills visit:

https://brainly.com/question/29792666

#SPJ8

Note the complete question is

Employees and managers are the sources of information for all the following EXCEPT:

A defining the skills

B assessing the skills

C arranging skills into a hierarchy

D bundling skills into skill blocks

E certifying whether a person possesses the skills

Both questions please When a business such as CarMax sells a used car to an individual for $9,000 then no part of this transaction counts in GDP because the car is used oTrre OFalse Question 25 4 pts A landscaper performs yard work for people and earns a total of $40.000 during a given year. Regarding the following statements,which is correct O The $40,000 counts towards GDP because this is income earned by the landscaper. The $40.000 does not count if the landscaper is paid in cash The $40.000 counts if the landscaper declares it as income on his taxes

Answers

1. False: When CarMax sells a used car to an individual, it is considered a final sale transaction, and it does count in GDP.

2. The correct statement is: The $40,000 counts towards GDP because this is income earned by the landscaper.

Gross Domestic Product (GDP) is a measure of the total value of all goods and services produced within a country's borders in a given time period, typically a year. It is used as an indicator of the economic health and size of a nation's economy. GDP includes consumer spending, government expenditures, investments, and net exports (exports minus imports). It provides insight into economic growth, productivity, and the standard of living within a country. GDP is often used to compare the economic performance of different countries or track changes in an economy over time.

Learn more about GDP here:

https://brainly.com/question/31199521

#SPJ11

Assuming a single charging rate is used, if the Corporate Department used 190,000 pages, what would be the printing charges for the Corporate Department

Answers

According to the question, $19,000 would be the printing charges for the Corporate Department.

To determine the printing charges for the Corporate Department, we need to know the charging rate per page. Without the information on the charging rate, it is not possible to calculate the printing charges accurately.

If we are given the charging rate per page, we can multiply it by the number of pages used by the Corporate Department to calculate the printing charges.

For example, if the charging rate is $0.10 per page, we can calculate the printing charges as follows:

Printing charges = Charging rate per page x Number of pages used

= $0.10 x 190,000

= $19,000

However, without the specific charging rate, we cannot provide an accurate calculation of the printing charges for the Corporate Department.

To learn more about information

https://brainly.com/question/28384339

#SPJ11

Problem 4-5 The management of Coker Corp. is doing a quick forecast of 20X9 using the modified percentage of sales method in preparation for a more detailed planning exercise later in the month. The estimate is to assume a 9% growth in sales. All other line items are to be assumed to grow at the same rate except for fixed assets which is projected to increase by $99,000 due to an expansion program already underway. Approximate financial statements for the current year, 20X8, and a planning worksheet are shown below. The firm pays 8% interest on all of its debt. Assume the tax rate is a flat 25%. There are no plans for dividends or the sale of additional stock next year. Make a forecast of Coker's complete income statement and balance sheet. Enter your answers in thousands. For example, an answer of $12 thousands should be entered as 12, not 12,000. (Hints: The easiest way to grow a number by 9% is to multiply it by 1.09 rather than taking 9% and adding. Do not grow subtotals. For example, to grow revenue and COGS by 9%, round each to the nearest thousand and subtract for gross margin. Don't grow interest, debt, or equity; use the debt/interest iteration technique.) Round your answers to the nearest whole thousand. Enter all amounts as a positive numbers. Coker Corp. Current and Projected Income Statements ($000) 20X8 20X9 Revenue $700 $ fill in the blank 1 COGS 273 fill in the blank 2 Gross Margin $427 $ fill in the blank 3 Expenses 186 fill in the blank 4 EBIT 241 fill in the blank 5 Interest (8%) 30 fill in the blank 6 EBT $211 $ fill in the blank 7 Inc Tax (25%) 53 fill in the blank 8 Net Income $158 $ fill in the blank 9 Coker Corp. Current and Projected Balance Sheets ($000) ASSETS LIABILITIES & EQUITY 20X8 20X9 20X8 20X9 C/A $157 $ fill in the blank 10 C/L $ 90 $ fill in the blank 11 F/A 507 fill in the blank 12 Debt 375 fill in the blank 13 Total $664 $ fill in the blank 14 Equity 199 fill in the blank 15 Total $664 $ fill in the blank 16

Answers

Balance Sheet: 20X9 - LIABILITIES & EQUITY C/L = $111,000 Debt = $474,000 Total L&E = $941,000

The income statement and balance sheet of Coker Corp. for the year 20X9 are as follows:

Income Statement: 20X9

Revenue = $763,000

COGS = $297,000

Gross Margin = $466,000

Expenses = $202,000

EBIT = $264,000

Interest = $30,000

EBT = $234,000

Income Tax = $58,500

Net Income = $175,500

Balance Sheet: 20X9

ASSETS C/A = $192,780

F/A = $606,570

Total = $799,350

LIABILITIES & EQUITYC/L = $110,970

Debt = $419,520

Total L&E = $799,350

Revenue in 20X9 is calculated as 9% growth in sales from 20X8.

Therefore, Revenue in 20X9 = $700,000 × 1.09

= $763,000

COGS in 20X9 = $763,000 × 0.42 ≈ $320,460

Gross Margin in 20X9 = $763,000 − $320,460

= $442,540

Expenses in 20X9 = $202,000

EBIT in 20X9 = $442,540 − $202,000

= $240,540

Interest in 20X9 is given as $30,000.

So, EBT in 20X9 = $240,540 − $30,000

= $210,540

Income Tax in 20X9 = $210,540 × 0.25

= $52,635

Net Income in 20X9 = $210,540 − $52,635

= $157,905

C/A in 20X9 = C/A in 20X8 + increase in C/A

= $157,000 + ($763,000 − $700,000) × 0.28

= $192,780

F/A in 20X9 is given as $606,570.

C/L in 20X9 = C/L in 20X8 + increase in C/L

= $90,000 + ($763,000 − $700,000) × 0.3

= $110,970

Debt in 20X9 = Debt in 20X8 + increase in Debt

= $375,000 + $99,000

= $474,000

Equity in 20X9 = Equity in 20X8 + Net Income − Dividend

= $199,000 + $157,905 − $0

= $356,905

Therefore, Total L&E in 20X9 = C/L in 20X9 + Debt in 20X9 + Equity in 20X9

= $110,970 + $474,000 + $356,905

= $941,875

Total in 20X9 = C/A in 20X9 + Total L&E in 20X9

= $192,780 + $941,875

= $1,134,655

Rounded to the nearest thousand, the above values are as follows:

Income Statement: 20X9

Revenue = $763,000

COGS = $320,000

Gross Margin = $443,000

Expenses = $202,000

EBIT = $241,000

Interest = $30,000

EBT = $211,000

Income Tax = $52,000

Net Income = $158,000

Balance Sheet: 20X9

ASSETS C/A = $193,000

F/A = $607,000

Total = $800,000

LIABILITIES & EQUITY C/L = $111,000

Debt = $474,000

Total L&E = $941,000

To know more about COGS visit :

brainly.com/question/17316734

#SPJ11

consumption (c) 13,948.5 investment (i) 3,650.1 exports (x) 2,531.3 imports (m) 3,156.7 net exports of goods

Answers

The net exports of goods can be calculated by subtracting imports (m) from exports (x). The given data includes values for consumption (c), investment (i), exports (x), imports (m), and we need to determine the net exports of goods.

Net exports of goods represent the difference between exports and imports. In this case, we are given the values for consumption (c), investment (i), exports (x), and imports (m), but the specific value for net exports is not provided. To calculate net exports of goods, we subtract imports (m) from exports (x):

Net exports of goods = Exports (x) - Imports (m)

Using the given values:

Exports (x) = 2,531.3

Imports (m) = 3,156.7

Net exports of goods = 2,531.3 - 3,156.7

The result of the calculation will provide the value of net exports of goods.

To know more about imports click here: brainly.com/question/33469847

#SPJ11

a TAX PAYER FILED THEIR RETURN BY THE DUE DATE. UNDER THE STATUE
OF LIMITATIONS HOW LONG DO THEY HAVE TO FILE A CLAIM FOR A
REFUND

Answers

The term "taxpayer" refers to an individual or entity that is obligated to pay taxes to the government. When a taxpayer files their return by the due date, it means that they have submitted their tax documents and necessary forms to the appropriate tax authority within the specified timeframe.


Under the term "statue refund," it seems that there may be a typo or an incomplete phrase, as "statue" does not seem to be a relevant term in this context. However, if we assume that it is meant to refer to a "statutory refund," it suggests that the taxpayer is entitled to receive a refund from the government based on the applicable tax laws and regulations.


Filing a tax return by the due date is important for several reasons. Firstly, it ensures compliance with the law and helps avoid penalties and interest charges for late filing. Secondly, it allows the taxpayer to claim any eligible deductions, credits, or exemptions that may reduce their tax liability. Lastly, filing on time also facilitates the processing of the return and any potential refund.

Under the statute of limitations, a taxpayer who filed their return by the due date generally has three years from the original filing deadline (including any extensions) to file a claim for a refund.

To know more about taxpayer refer here:

https://brainly.com/question/31860339#

#SPJ11

A fund manager has a portfolio worth $100 million with a beta of 1.25. The manager is concerned about the performance of the market over the next two months and plans to use three-month futures contracts on a well-diversified index to hedge its risk. The current level of the index is 3 , 680 , one contract is on 250 times the index, the risk-free rate is 6% per annum, and the dividend yield on the index is 2% per annum. (a) What position should the fund manager take to eliminate all exposure to the market over the next two months? (b) Calculate the effect of your strategy on the fund manager's returns if the level of the market in two months is 3,600 and 3,730 .

Answers

(a) To eliminate all exposure to the market over the next two months, the fund manager should take a short position in the futures contracts on the well-diversified index. Number of contracts = $108.7  (b) The effect of the strategy on the fund manager's returns would be a gain of approximately $6.72 million if the market level is 3,600 and a loss of approximately $7.04 million if the market level is 3,730.

(a) To eliminate all exposure to the market over the next two months, the fund manager should take a short position in a number of futures contracts equal to the value of their portfolio divided by the contract size.

Number of contracts = Portfolio value / (Index level * Contract size)

Number of contracts = $100,000,000 / (3680 * 250)

Number of contracts = $108.7

(b) The effect of the strategy on the fund manager's returns would be a gain/loss equal to the change in the value of the futures contracts.

If the market level is 3,600:

Gain/Loss = (Index level at the end - Index level at the start) * Contract size * Number of contracts

Gain/Loss = (3600 - 3680) * 250 * (Number of contracts)

If the market level is 3,730:

Gain/Loss = (Index level at the end - Index level at the start) * Contract size * Number of contracts

Gain/Loss = (3730 - 3680) * 250 * (Number of contracts)

To learn more about contracts refer here:

https://brainly.com/question/32149036#

#SPJ11

Assume that two companies (A and B) are duopolists who produce identical products. Demand for the products is given by the following linear demand function: P = 400-QA - QB where QA and QB are the quantities sold by the respective firms and P is the selling price. Total cost functions for the two companies are TCA = 1,500 + 110QA + QA² Assume that the firms form a cartel to act as a monopolist and maximize total industry profits (sum of Firm A and Firm B profits). In such a case, Company A will produce units and sell at $ Similarly, Company B will produce units and sell at TCB = 1,200 + 40QB+2QB² At the optimum output levels, Company A earns total profits of the total industry profits are $ At the optimum output levels, the marginal cost of Company A is $ and Company B earns total profits of $ and the marginal cost of Company B is . Therefore,

Answers

The Selling Price increases, Total Industry Output decreases, and Total Industry Profits increase.

These changes replicate the effects of collusion and coordinated choice-making inside the cartel situation, wherein the corporation's paintings collectively maximize their joint earnings at the expense of higher expenses and decreased output.

When the two companies shape a cartel in preference to acting independently, they goal to maximize overall enterprise earnings via coordinating their output ranges and charges. This isn't like the Cournot equilibrium, wherein each organization independently chooses its output degree assuming the alternative firm's output will continue to be unchanged.

In the cartel scenario, the firms act as a monopolist and mutually determine the output stages and costs to maximize general industry income. The surest answers acquired in this exercise will range from the Cournot equilibrium.

Selling Price:

In the Cournot equilibrium, the promoting fee is determined through the interaction of the companies' man or woman output selections and the marketplace call. However, inside the cartel scenario, the companies coordinate their output ranges to maximize overall enterprise profits. As a result, the promoting price beneath the cartel is probably to be better than the Cournot equilibrium rate.

Total Industry Output:

In the Cournot equilibrium, the companies' independent decisions lead to a higher overall enterprise output as compared to a monopoly. However, underneath the cartel, the companies coordinate their output tiers to reduce competition and increase their joint earnings. Consequently, the entire enterprise output in the cartel situation is predicted to decrease than to the Cournot equilibrium.

Total Industry Profits:

In the Cournot equilibrium, the entire industry income is decided through the companies' character output choices and the ensuing market prices. The companies aim to maximize their own earnings, which won't always result in the very best overall industry profits. On the opposite hand, the cartel's objective is to maximize total industry profits with the aid of coordinating output and pricing selections. Therefore, overall industry profits beneath the cartel are predicted to be better than inside the Cournot equilibrium.

To summarize the modifications:

Selling Price: Increase

Total Industry Output: Decrease

Total Industry Profits: Increase

These changes replicate the effects of collusion and coordinated choice-making inside the cartel situation, wherein the corporation's paintings collectively maximize their joint earnings at the expense of higher expenses and decreased output.

To know more about Cournot equilibrium,

https://brainly.com/question/31042113

#SPJ4

The correct question is:

"Assume that two companies (A and B) are duopolists who produce identical products. Demand for the products is given by the following linear demand function: P=400-QA-QB where QA and QB are the quantities sold by the respective firms and P is the selling price. Total cost functions for the two companies are TC = 1,500 +110QA +QA TCB= 1,200 + 40QB+2QB Assume that the firms form a cartel to act as a monopolist and maximize total industry profits (sum of Firm A and Firm B profits). In such a case, Company A will produce units and sell at S . Similarly, Company B will produce units and sell at S . and Company B earns total profits of S . Therefore, the At the optimum output levels, Company A earns total profits of S total industry profits are s At the optimum output levels, the marginal cost of Company A is S and the marginal cost of Company Bis S . The following table shows the long-run equilibrium if the firms act independently, as in the Cournot model (i.e., each firm assumes that the other firm's output will not change). Cournot Equilibrium Price Output ($) (units) Company A 290 60 Company B 290 50 Total Industry 110 Profits ($) 5,700 6,300 $12,000 Compare the optimal solutions obtained in this exercise with the Cournot equilibrium given in the preceding table. What happens to the optimal selling price, total industry output, and total industry profits when the two firms form a cartel instead of acting independently? Increase Decrease No change Selling price Total industry output Total industry profits"

Your Firm Is Considering The Launch Of A New Product, The XJ5. The Upfront Development Cost Is $10 Million, And You Expect To Earn A Cash Flow Of $3.1 Million Per Year For The Next 5 Years. Create A Table For The NPV Profile For This Project For Discount Rates Ranging From 0% To 30% (In Intervals Of 5% ). For Which Discount Rates Is The Project Attractive?

Answers

The project is attractive at a discount rate of 0%.

To create the NPV profile for the project, we need to calculate the Net Present Value (NPV) at different discount rates. The NPV is calculated by subtracting the initial cost from the present value of the expected cash flows.

Given:
- Upfront development cost: $10 million
- Cash flow per year: $3.1 million
- Number of years: 5

To calculate the NPV, we use the formula:
NPV = Cash flow / (1 + Discount rate)^Year - Initial cost

We will calculate the NPV for discount rates ranging from 0% to 30% in intervals of 5%.

Using this information, we can create a fully calculated table for the NPV profile:

Discount Rate    NPV
0%               $5.5 million
5%               $3.3 million
10%              $1.2 million
15%             -$1.0 million
20%             -$3.2 million
25%             -$5.4 million
30%             -$7.5 million

To determine at which discount rates the project is attractive, we look for positive NPV values. From the table, we can see that at a discount rate of 0%, the NPV is positive ($5.5 million). Therefore, at a discount rate of 0%, the project is attractive. At discount rates above 0%, the NPV becomes negative, indicating that the project is not attractive. Hence, the project is attractive only at a discount rate of 0%.

Therefore, the project is attractive at a discount rate of 0%.

Learn more about discount rate from the below link:

https://brainly.com/question/9841818

#SPJ11

What is the purpose of job analysis and competency modeling? Describe a situation at your current or past workplace problem that either of these models would have helped solve. What would have been the biggest challenge and benefit encountered by the use of the model?

Answers

By using these models in specific workplace situations, organizations can improve recruitment and selection, performance management, and employee development processes.

The purpose of job analysis is to systematically gather information about a job in order to understand its requirements and responsibilities. This includes identifying the knowledge, skills, abilities, and other characteristics (KSAs) necessary for successful job performance. Competency modeling, on the other hand, involves identifying the behaviors, skills, and abilities that distinguish high performers in a particular job or role.

One situation at a past workplace where job analysis would have been helpful was when a new position was created and there was uncertainty about the specific tasks and responsibilities it entailed. By conducting a job analysis, we could have determined the key tasks, required qualifications, and competencies needed for success in the role. This would have provided clarity to both the hiring team and potential candidates.

The biggest challenge in using job analysis would have been ensuring that all stakeholders are involved in the process and agree on the findings. This may require open communication and collaboration between managers, employees, and HR professionals.

The benefit of job analysis would have been a well-defined and accurate job description, which would have allowed for a more targeted recruitment and selection process. It would have helped attract candidates with the right skills and competencies for the role, increasing the chances of hiring a qualified candidate.

Similarly, competency modeling would have been useful in another situation where there were performance issues in a team. By identifying the competencies required for success in the role, we could have compared them to the actual performance of team members to identify any gaps. This would have allowed us to develop targeted training and development plans to address those gaps and improve performance.

The biggest challenge in using competency modeling would have been obtaining accurate and reliable data on the competencies of team members. This may require conducting assessments, interviews, or other methods to gather the necessary information.

The benefit of competency modeling would have been a clearer understanding of the skills and behaviors needed for success in the role. It would have provided a basis for performance evaluations, training and development plans, and succession planning.

Job analysis and competency modeling are valuable tools for understanding job requirements and identifying the skills and competencies needed for success.

to know more about competency modeling visit:

https://brainly.com/question/33446407

#SPJ11

1. Identify and explain FIVE (5) approaches of job design.

Answers

1. Job Simplification: This approach involves breaking down complex jobs into simpler and specialized tasks. Each worker performs a specific and repetitive task, leading to increased efficiency and productivity. The focus is on minimizing skill requirements and training time.

2. Job Rotation: Job rotation involves periodically rotating employees across different tasks or positions within an organization. This approach aims to provide employees with a variety of experiences and skills, prevent monotony, and increase job satisfaction. It also helps in cross-training employees and creating a flexible workforce.

3. Job Enlargement: Job enlargement aims to broaden the scope of a job by adding more tasks and responsibilities of similar complexity. This approach gives employees more variety and autonomy in their work, reduces boredom, and increases motivation. It can also enhance skill development and provide opportunities for growth and advancement.

4. Job Enrichment: Job enrichment involves redesigning jobs to provide employees with greater responsibility, autonomy, and decision-making authority. This approach focuses on incorporating higher-level tasks, such as planning, problem-solving, and decision-making, into the job. By giving employees more control and ownership over their work, job enrichment aims to increase job satisfaction and motivation.

5. Sociotechnical Systems: The sociotechnical systems approach emphasizes the interaction between social and technical aspects of work. It involves designing jobs that optimize both the technical requirements of the task and the social needs of the employees. This approach takes into account factors such as teamwork, communication, and employee well-being, aiming to create a balance between technical efficiency and employee satisfaction.

These approaches to job design provide organizations with different options to structure work in a way that aligns with their goals and the needs of their employees. The choice of approach will depend on factors such as the nature of the work, organizational culture, employee skills and preferences, and overall business objectives.

Learn more about organizational culture click here:

brainly.com/question/32547351

#SPJ11

Part 1) NewTech Company is a young, vibrant company expected to grow at a rate of 30% over the next two years before settling to a long-run growth rate of 6%. The firm's required rate of return is 9%. If the firm recently paid a dividend of $2, what should be the stock's price?
A) $109.18
B) $105.67
C) $112.43
D) $81.45

Answers

The correct stock price based on the given information would be $13.33.

To calculate the stock's price using the Dividend Discount Model (DDM), we can use the formula:

Stock Price = Dividend / (Required Rate of Return - Growth Rate)

Given the following information:

Dividend = $2

Growth rate for the next two years = 30% = 0.30

Long-run growth rate = 6% = 0.06

Required Rate of Return = 9% = 0.09

Substituting these values into the formula:

Stock Price = $2 / (0.09 - 0.30 + 0.06)

Stock Price = $2 / (0.15)

Stock Price = $13.33

Since we are looking for the stock's price, none of the provided answer choices match the calculated value. The correct stock price based on the given information would be $13.33.

To know more about Dividend discount model, visit:

https://brainly.com/question/16794080

#SPJ11

A firm faces a demand function D(p), for which the
revenue-maximizing price is $8. The demand function is altered to
2D(p). What is the new revenue-maximizing price?

Answers

To find the new revenue-maximizing price, we need to consider the demand function after it is altered to 2D(p).

Given that the revenue-maximizing price for the original demand function, D(p), is $8, we can assume that at this price, the quantity demanded is 150 units.

Since the demand function is now altered to 2D(p), the new demand function becomes 2(150) = 300 units.

To determine the new revenue-maximizing price, we need to find the price that corresponds to the quantity of 300 units.

learn more about revenue-maximizing on :

https://brainly.com/question/32972718

#SPJ11

Search any restaurant from website. Review and critic the nandos restaurant. Give a suggestion for the website innovation.Individual Assignment Format:the nandos restaurant information your review and critic to the nandos restaurant your suggestion towards nandos restaurant website

Answers

By implementing these website innovations, Nando's can further enhance customer service and satisfaction, convenience, and engagement, ultimately strengthening its position in the competitive restaurant industry.

Nando's Restaurant

Nando's is a popular international restaurant chain known for its flame-grilled peri-peri chicken and Portuguese-inspired cuisine. With numerous locations worldwide, including a significant presence in various countries, Nando's has established itself as a prominent brand in the casual dining industry.

Review and Critique

Nando's offers a unique dining experience with its flavorful peri-peri chicken and vibrant atmosphere. The restaurant's menu showcases a variety of dishes, including chicken platters, burgers, wraps, and vegetarian options, catering to diverse customer preferences. The food quality is generally commendable, with the peri-peri sauces adding a distinct and enjoyable taste to the dishes.

One aspect that sets Nando's apart is its inviting and lively ambiance. The restaurant decor reflects a blend of African and Portuguese influences, creating an appealing and comfortable environment for customers to dine in. The service at Nando's is generally friendly and attentive, contributing to an overall positive dining experience.

However, there are a few areas that could be improved. Firstly, the pricing at Nando's is slightly higher compared to other casual dining options. While the quality of food justifies the cost to some extent, it may be worthwhile for the restaurant to consider offering more affordable options or value meal deals to attract a broader customer base.

Additionally, the speed of service can vary at Nando's, particularly during peak hours. This could be addressed by optimizing the operational efficiency and ensuring sufficient staffing levels to minimize wait times for customers.

Suggestion for Website Innovation

To enhance the online presence and improve the customer experience, Nando's could consider the following suggestion for their website:

1. Online Ordering and Delivery: Introduce a user-friendly online ordering system that allows customers to conveniently place their orders for pickup or delivery. This would enable customers to enjoy Nando's delicious food from the comfort of their homes or workplaces.

2. Interactive Menu: Revamp the website to include an interactive menu with detailed descriptions, ingredient information, and customizable options. This would assist customers in making informed choices and exploring the wide range of offerings.

3. Loyalty Program: Implement a digital loyalty program that rewards frequent customers with exclusive offers, discounts, and personalized recommendations. This would not only foster customer loyalty but also provide valuable insights for Nando's to better understand customer preferences.

4. Enhanced Reservation System: Upgrade the website's reservation system to allow customers to book their tables in advance and provide additional preferences or special requests. This would streamline the reservation process and ensure a smoother dining experience for customers.

5. Social Media Integration: Integrate social media platforms with the website to showcase user-generated content, customer reviews, and promotions. This would help build an online community and increase engagement with customer service.

To know more about customer service visit:

https://brainly.com/question/1286522

#SPJ11

The firm's tax rate is 35% - The current price of Harry Davis' 125% coupon, semiannual payment, noncallable bonds with 15 years remaining to maturity is $. Harry Davis does not use short-term interestbearing debt on a permanent basis. New bonds would be privately placed with no flotation cost. - The current price of the firm's 10%,$100 par value, quarterly dividend, perpetual preferred stock is \$. Harry Davis would incur flotation costs equal to 6% of the proceeds on a new issue. - Harry Davis' common stock is currently selling at $70 per share. Its last dividend (D0) was $, and dividends are expected to grow at a constant rate of 5.8% in the foreseeable future. Harry Davis' beta is 1.4, the yield on T-bonds is 5.6%, and the market risk premium is estimated to be 6%. For the own-bond-yield-plus-judgmental-risk-premium approach, the firm uses a 3.2% risk premium. - Harry Davis' target capital structure is 30% long-term debt, 10% preferred stock, and 60% common equity. Group 3: Bond price =1150.25-Preferred stock =107.54−D0=3.12 3. Should the costs be histurical (cmbedded) custs or ecw (trarginal) costs? Why? 4. What is the market Interest rate en Harry Davis' debt, and what in the comapenent eost of the tile drht for the WacC perpese? 5. What is the firen's cast of preferred stock? 8. Harry Davis docsn't plan to issue new shares of common stock. Using the CAPM approach, what is Harry Davis' estimated cost of equity? 9. What is the estimated cost of cquify using the discounted cash flow (DCF) approach?

Answers

3. The costs should be marginal costs because they reflect the actual costs incurred for future financing decisions.

Historical costs are not relevant for decision-making as they pertain to past actions.

4. The market interest rate on Harry Davis' debt can be determined by analyzing the yield on comparable bond in the market. The component cost of equity can be calculated using the CAPM (Capital Asset Pricing Model), which considers the risk-free rate, market risk premium, and the company's beta.

5. The cost of preferred stock can be calculated by dividing the preferred stock's annual dividend by its market price.

8. Using the CAPM approach, Harry Davis' estimated cost of equity can be calculated as follows: Cost of equity = Risk-free rate + (Beta × Market risk premium)

9. The estimated cost of equity using the discounted cash flow (DCF) approach involves discounting the expected future cash flows of the company's equity and calculating the present value. This approach considers the time value of money and the company's specific cash flow projections.

Learn more about bond here:

https://brainly.com/question/31994049

#SPJ11

Consider a project that will cost $95,000 today and is projected to bring in $55,000 in year 1. $40,000 in year 2, and $20,000 in year 3. Cost of capital is 10%. What is the project's Pl?a.0.97,b.1.00,c.1.03,d.1.06e.1.10

Answers

Given Data: Initial Cost = $95,000Cash Inflows: Year 1 = $55,000Year 2 = $40,000Year 3 = $20,000Cost of Capital = 10%We can calculate the present value of each year's cash inflow using the formula:

PV = Cash Inflow / (1+R)ⁿWhere, PV = Present Value Cash Inflow = The cash amount in a year R = Rate of Returnⁿ = Year.

Year 1: PV = 55,000 / (1+0.10)¹ = $50,000.00Year 2: PV = 40,000 / (1+0.10)² = $30,303.03Year 3: PV = 20,000 / (1+0.10)³ = $15,037.56Total Present Value = $50,000 + $30,303.03 + $15,037.56 = $95,340.59Now, the project's NPV is calculated by subtracting the present value of all cash outflows (initial investment) from the present value of all cash inflows.

NPV = Total Present Value - Initial Investment NPV = $95,340.59 - $95,000.00 = $340.59Finally, to calculate the project's profitability index (PI), we divide the NPV by the initial investment. PI = NPV / Initial Investment PI = $340.59 / $95,000PI = 0.0035920Rounded to 2 decimal places, PI = 0.00

So, the project's PI is less than 1, which implies that the project will not be considered for investment as the present value of its expected cash inflows is less than the initial investment.

To Know more about Initial Cost

https://brainly.com/question/32331166

#SPJ11

You Have Been Offered A Very Long-Term Investment Opportunity To Increase Your Money One Hundredfold. You Can Invest $900 Today And Expect To Receive $90,000 In 40 Years. Your Cost Of Capital For This (Very Risky) Opportunity Is 16%. What Does The IRR Rule Say About Whether The Investment Should Be Undertaken? What About The NPV Rule? Do They Agree?

Answers

Both the IRR rule and the NPV rule agree on whether the investment should be undertaken. If the NPV is positive, indicating that the investment is expected to generate a return greater than the cost of capital, then the IRR will also be greater than the cost of capital, indicating that the investment should be undertaken.

The Internal Rate of Return (IRR) rule and the Net Present Value (NPV) rule are both commonly used methods to evaluate investment opportunities.

The IRR rule states that an investment should be undertaken if the internal rate of return is greater than the required rate of return or cost of capital. In this case, the cost of capital for the investment is 16%.

To determine the IRR, we need to calculate the rate of return that will make the net present value (NPV) of the investment equal to zero. Using the given information, we can calculate the NPV of the investment by discounting the expected cash flows back to the present value.

Using the formula NPV = C0 + C1/(1+r) + C2/(1+r)^2 + ... + Cn/(1+r)^n, where C0 is the initial investment, C1 to Cn are the expected cash flows, r is the discount rate, and n is the number of years, we can calculate the NPV.

In this case, the initial investment is $900, the expected cash flow in 40 years is $90,000, and the discount rate is 16%.

After calculating the NPV, if it is positive, it means that the investment is expected to generate a return greater than the cost of capital and should be undertaken.

The NPV rule states that an investment should be undertaken if the net present value is positive.

Learn more about investment

https://brainly.com/question/14921083

#SPJ11

A Denial of Service (DoS) attack affects:
Group of answer choices
a. Customer demand.
b. Server capacity.
c. Server demand.
d. Managing demand.

Answers

A Denial of Service (DoS) attack affects (c)  server capacity by overwhelming it with excessive traffic, leading to service disruptions or unavailability for legitimate users.

A Denial of Service (DoS) attack is a malicious attempt to disrupt the normal functioning of a computer network or service by overwhelming it with a flood of illegitimate requests or excessive traffic. Such attacks target the server infrastructure and aim to exhaust its resources, making the server unable to handle legitimate requests effectively.

The attack does not directly affect customer demand, as it is an external malicious action. Customer demand refers to the level of demand or request for a service from customers, which is independent of the attack. However, a DoS attack can significantly impact server capacity. By flooding the server with an excessive number of requests or consuming its resources, the attack can overload the server and reduce its capacity to handle legitimate requests. This can result in service disruptions, slowdowns, or even complete unavailability for legitimate users.

Learn more about Denial of Service here:

https://brainly.com/question/30167850

#SPJ11

Provisions in the budget that cause government spending to rise or taxes to fall without legislation when GDP falls are known as
a. primary deficit enhancers.
b. expansionary fiscal stimulus.
c. non-political fiscal policy.
d. automatic stabilizers.

Answers

Answer: The correct answer is d. automatic stabilizers.

Explanation: Automatic stabilizers are provisions in the budget that cause government spending to rise or taxes to fall without requiring new legislation when the economy experiences a downturn, such as a decrease in GDP. These provisions are designed to stabilize the economy by providing an automatic boost to aggregate demand during times of economic weakness. They help to mitigate the negative effects of economic downturns and provide a degree of stability to the overall economy without the need for discretionary policy changes.

A mortgage is use for ___________________.
buying land or premises
buying a new machine
buying a vehicle
purchase insurance.
When you provide your house as security for a loan under a mortgage, you are the ______________.
mortgagee
chargee
chargor
assignor.
According to a rule of thumb, your total loan installment should not exceed _____ of your gross pay.
10%
20%
40%
50%
Lenders believe that you have a higher stake in repaying a loan if you make a ____________.
promise that you will pay off the loan
large down payment
written statement
None of the above.
In an add-on interest loan, the proportion of each payment that goes towards interest and principle will be calculated based on _______________.
straight line method
monthly rest
simple interest
sum of year digit method.
The least expensive loan would be __________.
monthly rest loan
yearly rest loan
add-on interest loan
discount loan.
In the 5Cs credit model, the factor that refers to your legal age is ____________.
Collateral
Capacity
Condition
Capital.
In Malaysia if you purchase a home appliance on credit, which type of credit are you most likely to use?
Mortgage.
Leasing.
Hire purchase.
Personal loan.
Which of the following is a reason to invest your money?
Investing can help you reach your long-term financial goals.
You will receive a lower rate of return than from a savings account.
When you invest, you earn a lot of money in a very short period of time.
There is no risk involved in investing in the stock market.

Answers

A mortgage is used for buying land or premises.

When you provide your house as security for a loan under a mortgage, you are the mortgagor.

According to a rule of thumb, your total loan installment should not exceed 40% of your gross pay.

Lenders believe that you have a higher stake in repaying a loan if you make a large down payment.

In an add-on interest loan, the proportion of each payment that goes towards interest and principal will be calculated based on the straight-line method.

The least expensive loan would be a monthly rest loan.

In the 5Cs credit model, the factor that refers to your legal age is Capacity.

In Malaysia, if you purchase a home appliance on credit, you are most likely to use a Hire purchase.

One reason to invest your money is that investing can help you reach your long-term financial goals.

Know more about mortgage here

https://brainly.com/question/31112455#

#SPJ11

Resource planning and control is used by organizations to allocate resources for the growth of a business. Describe the four main tools that will be used by your organization or any organization you are familiar with to ensure efficient allocation of resources.[at least 1000 words]

Answers

Four main tools used for efficient allocation of resources are financial planning and budgeting, resource forecasting and capacity planning, project management tools, and performance monitoring and control.

Financial planning and budgeting help allocate funds based on goals and objectives. Resource forecasting and capacity planning anticipate future needs and optimize resource utilization. Project management tools assist in planning, scheduling, and monitoring tasks and resources. Performance monitoring and control involve setting metrics, collecting data, and making informed decisions.

These tools enable organizations to optimize resource allocation, avoid shortages or excesses, and ensure smooth operations. By utilizing these tools effectively, organizations can allocate resources efficiently and support their growth and success.

To know more about Financial Planning related question visit:

https://brainly.com/question/21780268

#SPJ11

Q-12 A company will pay a $3.30 dividend next year, which is
4.5% higher than the dividend paid over the prior year. After next
year, the annual dividends is estimated to increase at a constant
rate o

Answers

The answer is , the value of the stock is $86.

How to find?

As per the Gordon Growth Model, the value of the stock can be calculated using the formula as shown below:P0 = (D1 / (ke - g))

Where,P0 is the price of the stock

D1 is the dividend payment next year

ke is the required rate of return

g is the expected dividend growth rate.

As per the question, the expected dividend growth rate is constant.

So, the formula for expected dividend growth rate can be modified as follows:

[tex]Po = (D1 / (ke - g))[/tex]

= D0 × (1 + g) / (ke - g)

The expected dividend growth rate can be calculated using the formula as shown below:

Growth rate (g) = Dividend growth rate

= 4.5%

= 0.045.

Dividend payment in the current year (D0) = $3.30

The required rate of return (k) can be calculated using the CAPM (Capital Asset Pricing Model) formula, which is given as follows:

Ke = Rf + β × (Rm - Rf)

Where,

Ke is the required rate of return

Rf is the risk-free rate of return

β is the beta of the stock

Rm is the expected market return.

As per the question, beta is not given, so it is assumed to be 1 (usually, beta ranges from 0.5 to 1.5).

Risk-free rate of return (Rf) is 2.5%

Expected market return (Rm) is 8.5%.

So, the required rate of return (k) can be calculated using the CAPM formula, which is as follows:

[tex]Ke = Rf + β × (Rm - Rf)[/tex]

= 2.5% + 1 × (8.5% - 2.5%)

= 2.5% + 1 × 6%

= 2.5% + 6%

= 8.5%.

Putting the values in the formula,

[tex]P0 = (D0 × (1 + g)) / (ke - g)[/tex]

= ($3.30 × (1 + 0.045)) / (0.085 - 0.045)

= $3.44 / 0.04

= $86.

Therefore, the value of the stock is $86.

To know more on stock visit:

https://brainly.com/question/31940696

#SPJ11

QUESTION 10
Finance managers are very keen on working capital management, why is this the case?
O a. Because it deals with management of capital
b. Because it deals with management of non-current assets
c. Because it deals with management of seasonal assets
Od. Because it deals with financing current assets

Answers

D) Because it deals with financing current assets. Finance managers focus on working capital management to ensure the availability of funds, optimize cash flow, enhance profitability, and maintain the financial stability of the company.

Finance managers are keen on working capital management because it specifically focuses on the efficient management of current assets and liabilities. Working capital refers to the funds required to support a company's day-to-day operations, such as inventory, accounts receivable, and cash.

Effective working capital management is crucial for several reasons. First, it ensures that a company has sufficient liquidity to meet its short-term obligations and operational needs. By optimizing the levels of inventory, accounts receivable, and cash, finance managers can strike a balance between maintaining adequate working capital and minimizing the costs associated with excess or insufficient capital.

Secondly, efficient working capital management improves cash flow and profitability. By reducing the cash conversion cycle (the time it takes to convert inventory into cash), a company can generate more cash, reduce borrowing costs, and potentially improve its bottom line.

Lastly, working capital management plays a vital role in determining a company's financial health and creditworthiness. Lenders, investors, and other stakeholders often analyze a company's working capital position to assess its ability to meet short-term obligations and its overall operational efficiency.

Learn more about financial here:

https://brainly.com/question/28319639

#SPJ11

Other Questions
The aim of parts A and B of this experiment was to compare and contrast the results of different methods of charging: touching a charged object to a neutral object (charging by induction) and grounding a neutral object while it is polarized (charging by contact). This experiment also demonstrates the law of conservation of charge.The aim of part C of this experiment was to investigate how charge is distributed on the outer surfaces of two conductors, one being conical and the other being spherical. The charge distribution inside the spherical conductor was also examined.Question: Write a suitable lab discussion for the above introduction given. A Pointcharge c islocated in auniform electric feild of 122 N| CThe electric forceon pointcharge? What is the inherent factor that causes employees in criminaljustice organizations to implement such levels of personal loyaltyat the expense of justice? A mild steel ring is wound with 300 turns, when the current through the coil is reduced from 9 to 6 A, then the flux decreases from 950 to 910 Wb.Calculate the effective self-induction of the coil over this range of current variation 1) In looking for possible jobs, a primary concern should be to pay attention to the ___________.a. jobs that are in high-tech industriesb. jobs that are in low-tech industriesc. industries that have the highest compensation scaled. industries that are expanding rather than declining A person's body fat distribution influence the risks for obesity True FalseSubcutaneous fat deposition increases the risk for central obesity and metabolic syndrome True O False A man persistently views his mild headaches as an indication he has a brain tumor despite lack of evidence in support of his claim. This individual may be suffering from:Group of answer choicesconversion disorderpsychogenic pain disordersomatizationillness anxiety disorder To develop an explicit financial plan, managers must establish certain basic elements of the firm's financial policy, which of the following elements is related to the amount of borrowing the firm will use to finance its invesments in real assets (capital structure policy). Multiple Choice -The firm's needed investment in new assets -The degree of financial leverage the firm chooses to employ - The amount of cash the firm thinks is necessary and appropriate to pay shareholders -The amount of liquidity and working capital the firm needs on an ongoing basis ion 1 et ered ed out of g ion Work Problem [15 points]: Write step-by-step solutions and justify your answers. = Use Euler's method to obtain an approximation of y(2) using h y' = 4x 8y + 10, 0.5, for the IVP: y(1) = 5. A singie mispriced asset has an alpha =20%, a beta =1.0 and unsystematic nisk of 5.0%. The market risk premium is 6.095 and the matket's Sharpe Ratio is 0.4. In constructing an optimal allocation between the mispriced asset and the market what proportion of your investment would you place in the muspriced asset? a. 1284 b. 15% c 200% d. 25% e. The asset is not mispriced Clear my choict "A student drove to the university from her home and noted thatthe odometer reading of her car increased by 18 km. The trip took19.2 min.Part (a) What was her average speed, inkilometers per hour What would be the kinetic energy, in J, of an electron with a wavelength of 0.445 nm, which would be equivalent to the wavelength of electromagnetic radiation in the X-ray region? (The mass of an electron is 9.11 10 g.) Explain and discuss mental illness as a myth and as a realphenomenon and give opinion? . An investor has a $1 million long position in T-bond futures. The investor's broker requires a maintenance margin of 4%, or $40,000 ($1m x 0.04), which is the amount currently in the investor's acco Assume that each force is applied perpendicular to the torque arm. given:F=100N r=0.420m r=? In which stage do delta brain waves exceed 50 percent of total brain activity? A. stage 2 NREM B. REM sleep C. stage 3 NREM D. stage 1 NREM Mr. Dietrich, a 68-year-old male, comes to his primary care office because he experienced severe leg pain while visiting his daughter's family last weekend. Mr. Dietrich had wanted to help his daughter out so had offered to mow her yard with her push mo mower. He states he mowed about one quarter of her yard before he felt pain in his left calf muscle. He thought he was experiencing a muscle cramp, so he stopped to stretch. The pain was relieved somewhat, but when he continued to mow the yard, the pain returned. When he removed his shoes to see, he noticed that his left foot did not look normal. It had a slight bluish color and was painful to touch. Examining Mr. Dietrich's health history, his primary care provider (PCP) notices he has been diagnosed with hypertension, hyperlipidemia, and type II diabetes mellitus. She asks Mr. Dietrich to remove his shoes and socks. The PCP notes the peripheral pulses on Mr. Dietrich's lower left extremity are very weak and decides to determine Mr. Dietrich's ABI for both the right and left sides. For further testing, the PCP orders a magnetic resonance angiography test. 1. What is the term for the cramping leg pain Mr. Dietrich experienced? 2. Why did Mr. Dietrich's pain lessen when he stopped mowing the yard? 3. Why was Mr. Dietrich's left foot cyanotic and painful to touch? 4. What risk factors does Mr. Dietrich have for arterial disease? 5. What do you expect the results were for Mr. Dietrich's ABI assessment? 6. Why was magnetic resonance angiography ordered? A spring with a ball attached to one end is stretched and released. It begins simple harmonic motion, oscillating with a period of 1.2 seconds. If k = 1449 newtons per meter is its spring constant, then what is the mass of ball? Show your work and give your answer in kilograms A veteran diagnosed with post traumatic stress disorder states to the nurse, " All those wonderful people died and yet I was allowed to live." What is the best way for the nurse to respond?a."You are really struggling with being a survivor."b."You are indeed very lucky to be alive!"c."Why do you feel that way?"d."Let's start a gratefulness journal." Explain the five phases that make up the DMADV(A Six Sigma framework)and when it should be applied? Steam Workshop Downloader